Disclaimer

Social Media

The Insurance Shop, LLC participates in social media including, but not limited to, Facebook, Twitter, Youtube and Linked In. We cannot answer product or service-related questions on our social media sites. For your own protection, please do not post personal information including phone number, account numbers or any financial or personal information. Also, note we do not ask for any personal information on our social networking accounts.

For legal reasons please do not post comments about The Insurance Shop’s products, services, staff or insurance agents.

Your opinions are welcome, but please be respectful to others. Any content we consider to be harassment, obscene, abusive, threatening, bullying, discriminating or infringing on the rights of others will be removed from the site. Any opinions expressed on our social media accounts or websites are solely those of the people who submitted them and do not necessarily represent the views of The Insurance Shop, LLC or its staff.

Posts containing advertisements or solicitations may be removed.

Accuracy of Information

The Insurance Shop, LLC is not responsible for, and expressly disclaims all liability for damage of any kind arising out of use, reference to or reliance on any information contained within any website or social media site. While the information contained within these sites is periodically updated, no guarantee is given that the information provided in this website or social media site is correct, complete and up-to-date.

Third-Party Websites

Although the websites may include links providing direct access to other internet resources, including other websites; The Insurance Shop is not responsible for the accuracy of the content of information contained on any of these sites.

Links from The Insurance Shop to third-party sites do not constitute an endorsement by The Insurance Shop of the parties or their products and services. The appearance on the website of advertisements and products or services information does not constitute an endorsement by The Insurance Shop. The Insurance Shop has not investigated the claims made by any advertiser. Product information is based solely on material received from suppliers.

Disclaimer of Warranties

THE INSURANCE SHOP DOES NOT MAKE ANY WARRANTIES WITH RESPECT TO ITS WEBSITE, CONTENT OR THE CONTENT OF ANY THIRD-PARTY, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. ALTHOUGH THE INSURANCE SHOP TAKES COMMERCIALLY REASONABLE STEPS TO SCREEN ITS WEBSITE AND CONTENT FOR VIRUSES, WORMS, TROJAN HORSES AND RANSOMWARE OR OTHER CODE-MANIFESTING CONTAMINATES OR DESTRUCTIVE PROPERTIES BEFORE MAKING CONTENT AVAILABLE, THE INSURANCE SHOP CAN NOT GUARANTEE THAT ANY CONTENT WILL BE FREE OF INFECTION INCLUDING CONTENT PROVIDED THROUGH THIRD-PARTY WEBSITES.

Limitation of Liabilities

IN NO EVENT WILL THE INSURANCE SHOP BE LIABLE FOR DAMAGES OF ANY KIND, INCLUDING, WITHOUT LIMITATION, DIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOST PROFITS, BUSINESS INTERRUPTION AND LOSS OF PROGRAMS OR INFORMATION ARISING OUT OF THE USE OF OR INABILITY TO USE CONTENT FROM THESE WEBSITES.

Disclosure of Private Financial Information to The Insurance Shop or its Agents

This agency sometimes collects information which can be considered personal financial information or HIPAA-related protected information. The information requested on any quote form is not an offer to sell insurance. Insurance coverage cannot be bound or changed by submission of an online form/application, email, voice mail or facsimile. No binder, insurance policy, change, addition and/ or deletion to insurance coverage shall go into effect unless and until confirmed directly with a licensed agent. Note any proposal of insurance we may present to you will be based upon the values developed and the exposures to loss disclosed to us on this online form/application and/or in any written or verbal communications with us. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state.

Please contact our office at 573-445-5335 to discuss specific coverage details and your insurance needs. In order to protect your privacy please do not send us your confidential personal financial information by unprotected email. Information received by us is protected upon receipt if sent to the agency’s email or fax but may be accessed by others without your consent during transit. Instead, discuss your personal information with us by phone or send us a fax. Our fax number is 573-445-5960.

Statements (on any website or social media site listed herein) regarding policies and coverages and other content provide general information only, we provide no warranty as to their accuracy. Clients should consult with their licensed agent as to how these coverages pertain to their individual situations. Any hypertext links to other sites or vendors are provided as a convenience only. We have no control over those sites or vendors and we cannot, therefore, endorse nor guarantee the accuracy of any information provided on those sites or the services provided by those vendors.

Information provided on this website or any other website owned by The Insurance Shop or on any type of social media does not constitute professional advice. It is intended to be illustrative or educational only. If you have a legal, tax or financial planning question, you should contact a lawyer or otherwise qualified professional.